Fort Lauderdale Fix & Flip Loans: Hard Money Fast
Fort Lauderdale fix and flip loans through Clear Asset Solutions fund up to 90% of acquisition and 100% of renovation costs, with rates from 8–12% based on experience. We move at the speed of the South Florida market — which means your capital is in place before the competing all-cash offer closes.
Why Is Fort Lauderdale a Strong Fix & Flip Market?
Strong net migration into Broward County, consistent tourism demand, and shifting neighborhood demographics have created a highly active environment for residential property transformations. Victoria Park, Las Olas, and neighborhoods adjacent to the Intracoastal Waterway are generating strong ARV premiums for fully renovated 1-4 unit residential properties.
Investors who move quickly with pre-approved capital consistently beat retail buyers and other flippers for the best distressed assets.
What Loan Terms Are Available for Fort Lauderdale Investors?
Acquisition LTV: Up to 90% of purchase price
Renovation Financing: Up to 100% of verified rehabilitation budget (disbursed via draw schedule)
Loan Amounts: $500,000 to $10,000,000+
Rates: 8–9% for experienced investors (2+ documented flips); 11–12% for emerging investors
FICO Requirement: 720+ minimum
Liquidity Requirement: $125,000 minimum in verified liquid reserves post-closing
How Do Broward County Permit Timelines Affect Your Bridge Loan?
Broward County building departments are thorough. Structural, electrical, and plumbing permit approvals routinely take 45 to 60 days. Build that buffer into your loan hold period before you calculate your net return. Investors who fail to account for this burn unnecessary extension fees that compress margins.
Work with contractors who have active standing relationships with local Broward inspectors. First-try inspection passes keep your draw schedule — and your capital — moving.
How Does the Fort Lauderdale Draw Schedule Work?
Renovation capital is disbursed in stages tied to completed construction milestones: foundation/demo, rough-in (electrical/plumbing), drywall, finish work, and final certificate of occupancy. Your contractor's timeline must align with each draw trigger. Misalignment between contractor and lender schedules is the single most common cause of project cash flow crunches.
Who Qualifies for Fix & Flip Financing in Fort Lauderdale?
Our best-fit borrower: a professional investor with 1–2+ completed flips, 720+ FICO, $125,000+ in verified liquid reserves, and a project in the $500K–$5M range. First-time investors with strong credit and liquidity also qualify — at rates that reflect the additional risk.
Want us to fund your next deal?
Bring us the numbers and the timeline. Our originations team will tell you what it can be financed at — and what it would take to close.
Frequently Asked Questions
How fast can I close a fix and flip loan in Fort Lauderdale?
Pre-approval in 24–48 hours. Full close typically within 7–14 business days for prepared borrowers with complete documentation.
Do I need a contractor lined up before applying?
Not to pre-qualify, but your contractor's bid and scope of work will be required before the loan closes. Draw schedule alignment is part of underwriting.
Can I do multiple Fort Lauderdale flips at the same time?
Yes. Experienced operators often run 2–3 concurrent projects. Each deal is underwritten individually, but your track record across all projects is reviewed.
What neighborhoods in Fort Lauderdale offer the best fix and flip returns?
Victoria Park, Coral Ridge, Rio Vista, and properties adjacent to the Intracoastal Waterway consistently generate strong after-repair values for fully renovated 1-4 unit homes.
